Strata Insurance, Contents Insurance and Landlord Insurance

What’s the difference between Strata Insurance, Contents Insurance and Landlord Insurance?

Strata Insurance is a legal requirement in NSW and it covers the overall strata building as well as common areas, such as your building’s foyer, any garages, sealed driveways, and swimming pools.

Strata Insurance is the responsibility of the owners corporation, with the cost paid out of your annual levies.  Your Fresh Strata manager can organise your strata building’s strata insurance (in consultation with your strata committee) as part of our full service strata management services.

If you are an owner/occupier who would like to protect the contents of your strata property – including internal carpets, blinds and electrical appliances – you’ll also need to take out your own contents insurance.

Or, if you’re a landlord with an investment property, who would like insurance that protects you against loss or damage to your property, you might want to consider taking out landlord insurance.


Contents Insurance

Protect the personal possessions in your property

Residential strata insurance only protects the building, not the personal possessions in your property. To protect your personal belongings such as clothing, phones, jewellery, furniture, TV, computers, internal carpets, blinds and electrical appliances you need contents insurance.

Click apply now to save SAVE 20% and secure contents insurance for as little as $1 per day.

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Landlords Insurance

Protect against loss or damage to your investment property

Landlord insurance is a tax deductible insurance that protects you against loss or damage to your investment property. So you can continue to receive rent if you tenant defaults, departs or if your property is accidentally or maliciously damaged making it unfit to be occupied.

Click apply now to SAVE 20% secure contents insurance for as little as $1 per day.

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If you purchase a CHU Landlords or Contents Insurance for Strata policy through this link Fresh Strata Pty Ltd will receive a fee of up to 20% on new business and renewals. You should consider if the insurance is suitable for you and read the Product Disclosure Statement and policy wording before buying the insurance. By proceeding you acknowledge and confirm you have read and understood this disclaimer.

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